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1. Flexible payment options: Not all Cardmembers are eligible. Eligibility is based upon Cardmember tenure, creditworthiness, and payment history.
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2. Additional Costco Business Cards: Terms, conditions, and restrictions apply. The Additional Costco Business Cardmember must have never had a defaulted account with American Express. Any account you have with American Express must not be in default. There is no annual fee for the Additional Cards with a paid Costco membership.
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3. The Membership Rewards® program (“Program”) annual fee is $40, except as otherwise provided below. There is no annual Program fee for the Preferred Rewards Green Card, Preferred Rewards Gold Card, Rewards Plus Gold Card, Centurion® Card, Platinum Card®, Corporate Platinum Card, Business Membership Rewards Card, Business Platinum Card, Business Centurion Card, Fidelity American Express Platinum Card, Business Green Rewards and Business Gold Reward Card members. The annual Program fee is $75 for Corporate Card members who enroll only their Corporate Card in the Program or for Corporate Cards with a Lending Card linked to the Program account. Linkage fees may apply if you have a Corporate Card or Small Business Card linked to your Program account. Some American Express Cards are not eligible for enrollment in the Program. For more information or to enroll in the Program, visit our website at open.americanexpress.com/rewards or call 800–AXP–EARN (297–3276). Participating partners and available rewards are subject to change.
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4. OPEN Savings®: Payment must be made with an American Express® Business Card at the time of purchase. Savings will be credited to your American Express Business Card billing statement. All savings referenced are in addition to any offers made by participating companies. Participation and offers are subject to change without notice. Terms and conditions apply. For more information, please visit opensavings.com.
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5. Automatic Bill Payment: Check with your service provider regarding specific policies on using your Card for automatic payment. Card payment may not be available for all service providers in all markets. Participating partners subject to change. In some instances, it may take more than one billing cycle before initial paid amounts are posted to your Card account. Please remember to cancel those payments with your service provider if you close your Card account, and advise your service provider if your Card account changes.
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6. Dispute Resolution: Disputes are not always resolved in a Cardmember's favor.
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7. Purchase Protection Plan: Underwritten by AMEX Assurance Company,Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 and is subject to change with notice. This document does not supplement or replace the Policy.
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8. Travel Accident Insurance Plan: Underwritten by AMEX Assurance Company, Administrative Office, De Pere, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0948 and is subject to change with notice. This document does not supplement or replace the Policy.
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9. Buyer's Assurance Plan: Underwritten by AMEX Assurance Company,Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions,and exclusions of Policy AX0953 and is subject to change with notice. This document does not supplement or replace the Policy.
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10. Car Rental Loss and Damage: Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms,conditions, and exclusions of Policy AX0925 and is subject to change with notice. This document does not supplement or replace the Policy.
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11. American Express Card Baggage Insurance Plan: Underwritten by AMEX Assurance Company, Administrative Office, De Pere, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0400 and is subject to change with notice. This document does not supplement or replace the Policy.
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12. Express Cash: For U.S. Card members, the fee for each cash transaction shall be the greater of $5.00 or 3% of the cash transaction with no maximum.The 1% fee on Express Cash Travelers Cheque purchases is waived for Business Platinum Card members. Combined Express Cash and Emergency Check Cashing withdrawals must not exceed the monthly $10,000 limit. Express Cash transactions and fees will not be billed to your Card statement. Withdrawal amounts may vary depending on the ATM network and Card member credit and repayment history. If multiple withdrawals are required, a separate transaction fee will be charged. By using the service you are indicating your acceptance of the terms of the Electronic Fund Transfer agreement, which you will receive upon acknowledgement of your enrollment.
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13. Emergency Check Cashing: Not all services available at all locations and all are subject to local laws and cash availability. The $10,000 limit is a combined total of Check Cashing and Express Cash access.
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14. Emergency Card Replacement: Not all services available at all locations and all are subject to local laws and cash availability.
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