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1. Flexible payment options: Not all Cardmembers are eligible. Eligibility is
based upon Cardmember tenure, creditworthiness, and payment history.
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2. Additional Business Purchase Cards: Terms, conditions, and
restrictions apply. The Additional Business Purchase Cardmember must have never had
a defaulted account with American Express. Any account you have with American
Express must not be in default. There is a $75 annual fee per Additional Card.
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3. The Membership Rewards® program (Program) annual fee is $40, except as otherwise provided below. There is no annual Program fee for the Preferred Rewards Green Card, Preferred Rewards Gold Card, Rewards Plus Gold Card, Centurion® Card, Platinum Card®, Corporate Platinum Card, Business Membership Rewards Card, Business Platinum Card, Business Centurion Card, Fidelity American Express Platinum Card, Business Green Rewards and Business Gold Reward Card members. The annual Program fee is $75 for Corporate Card members who enroll only their Corporate Card in the Program or for Corporate Cards with a Lending Card linked to the Program account. Linkage fees may apply if you have a Corporate Card or Small Business Card linked to your Program account. Some American Express Cards are not eligible for enrollment in the Program. For more information or to enroll in the Program, visit our website at open.americanexpress.com/rewards or call 800AXPEARN (2973276). Participating partners and available rewards are subject to change.
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4. OPEN Savings®: Payment must be made with an American Express® Business Card at the time of purchase. Savings will be credited to your American Express Business Card billing statement. All savings referenced are in addition to any offers made by participating companies. Participation and offers are subject to change without notice. Terms and conditions apply. For more information, please visit opensavings.com.
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5. Automatic Bill Payment: Check with your service provider regarding
specific policies on using your Card for automatic payment. Card payment may not be
available for all service providers in all markets. Participating partners subject to change.
In some instances, it may take more than one billing cycle before initial paid amounts are
posted to your Card account. Please remember to cancel those payments with your
service provider if you close your Card account, and advise your service provider if your
Card account changes.
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6. Dispute Resolution: Disputes are not always resolved in a Cardmembers favor.
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7. Purchase Protection Plan: Underwritten by AMEX Assurance Company,
Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions,
and exclusions of Policy AX0951 and is subject to change with notice. This document does not supplement or replace the Policy.
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8. Travel Accident Insurance Plan: Underwritten by AMEX Assurance
Company, Administrative Office, De Pere, WI. Coverage is determined by the terms,
conditions, and exclusions of Policy AX0948 and is subject to change with notice. This
document does not supplement or replace the Policy.
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9. Buyers Assurance Plan: Underwritten by AMEX Assurance Company,
Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions,
and exclusions of Policy AX0953 and is subject to change with notice. This document
does not supplement or replace the Policy.
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10. Car Rental Loss and Damage: Underwritten by AMEX Assurance
Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms,
conditions, and exclusions of Policy AX0925 and is subject to change with notice. This
document does not supplement or replace the Policy.
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11. American Express Card Baggage Insurance Plan: Underwritten by
AMEX Assurance Company, Administrative Office, De Pere, WI. Coverage is determined
by the terms, conditions, and exclusions of Policy AX0400 and is subject to change with
notice. This document does not supplement or replace the Policy.
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12. Express Cash: For U.S. Card members, the fee for each cash
transaction shall be the greater of $5.00 or 3% of the cash transaction with no maximum.
The 1% fee on Express Cash Travelers Cheque purchases is waived for Business
Platinum Card members. Combined Express Cash and Emergency Check Cashing
withdrawals must not exceed the monthly $10,000 limit. Express Cash transactions and
fees will not be billed to your Card statement. Withdrawal amounts may vary depending
on the ATM network and Card member credit and repayment history. If multiple
withdrawals are required, a separate transaction fee will be charged. By using the service
you are indicating your acceptance of the terms of the Electronic Fund Transfer
agreement, which you will receive upon acknowledgement of your enrollment.
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13. Emergency Check Cashing: Not all services available at all locations
and all are subject to local laws and cash availability. The $10,000 limit is a combined
total of Check Cashing and Express Cash access.
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14. Emergency Card Replacement: Not all services available at all
locations and all are subject to local laws and cash availability.
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