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Click on the links below to explore all the benefits and services that come with the Platinum Business Cash Rebate Card.
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Financial Flexibility |
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Management Tools |
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Service & Security |
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American Express® Benefits |
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Earn cash back with no limit
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With the Platinum Business Cash Rebate Card, there's no limit on the amount of cash back you can earn. When you make purchases from OPEN Savings® participants, you earn up to 5% cash back. And on all other purchases you make with your Card, you earn up to 2.5% cash back.1
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OPEN Savings® Program — use your Card for savings and earn double cash back
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Payment must be made with an American Express® Business Card at the time of purchase.
Savings will be credited to your American Express Business Card billing statement.
All savings referenced are in addition to any offers made by participating companies.
Participation and offers are subject to change without notice. Terms and conditions apply.
For more information, please visit opensavings.com.
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Earn cash back on purchases made by Additional Cardmembers
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Get unlimited fee-free Additional Cards for employees, and can earn cash back on purchases they make, just as you do when you use your Card. You can also set limits on the amount of money each employee can spend.3
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Flexibility to pay in full or carry a balance
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With the Platinum Business Cash Rebate Card, you can carry a balance or pay your bill in full every month. You decide what's right for your business.
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0% introductory APR on purchases for the first 12 months
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Enjoy this low introductory rate with your Platinum Business Cash Rebate Card on all purchases made within the first 12 months. After that, your interest rate will be as low as Prime + 0%.
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No annual fee
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With the Platinum Business Cash Rebate Credit Card, you can enjoy the additional savings of no annual fee for your Card or for Additional Cards for employees.
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Pay your American Express bill or check your statement online
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The Summary of Accounts page is an online tool that quickly summarizes all information pertinent to any of your American Express Business Card accounts. You can pay your bill, view billed charges or past statements, set up Account Alerts, and more.
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Track Card spending with Expense Management Reports
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This easy-to-use service helps you track, analyze, and control spending on your company's Business Card account. With quick access to data, it helps you manage Additional Cardmember spending and allows you to print out customized reports that sort spending by time, category, or Cardmember. You can also download information to QuickBooks® or other financial software.
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Account Alerts when and where you want them
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Account Alerts make it easier than ever to keep track of your Platinum Business Cash Rebate Card account. Sign up for free Account Alerts and you'll be notified before your payment is due, when your payment has been received, or if there has been irregular activity on your account. Account Alerts can be sent to your e-mail address, mobile phone, pager, or PDA.
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Automatic Bill Payment — convenient and fee-free
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You can use the Card to automatically pay routine, recurring expenses like your wireless phone bill or insurance payments. Charges for these bills appear on your Platinum Business Cash Rebate Card billing statement to help simplify record keeping, and you can pay for them with just one check instead of several. Automatic Bill Payment is fee-free.5
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American Express Customer Service — here when you need it
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OPENSM the small business team from American Express is ready to give you the assistance you require, 24 hours a day, 365 days a year. Whether you have a question about a bill, need to replace a lost Card, or want to make sure you're getting the most out of your Cardmembership, just give us a call. In the U.S., call toll free 1-800-521-6121. Overseas, call collect 623-492-3344.
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Dispute Resolution without the paperwork
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If there's ever a charge on your bill you feel is wrong, just call a member of OPEN the small business team from American Express and tell us what the problem is. We'll take the charge off your bill and try to help resolve the situation as quickly as possible.
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Purchase Protection Plan — protect against theft or accidental damage
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When you pay for an eligible purchase with your Platinum Business Cash Rebate Card, the Purchase Protection Plan covers that item for 90 days from the date of purchase. This means your new purchases will be covered in the event they are stolen or damaged by accident or vandalism. The coverage is limited to $1,000 per Occurrence and up to $50,000 per Cardmember account per policy year. To file a claim, call 1-800-322-1277.6
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Travel Accident Insurance
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You're automatically covered for up to $100,000 for accidental death and dismemberment when you purchase Common Carrier Conveyance — plane, train, helicopter, ship, or bus — tickets with the Platinum Business Cash Rebate Card.7
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Buyer's Assurance Plan — extend warranties up to one additional year
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When you purchase covered items and pay for them entirely with your Platinum Business Cash Rebate Card, the Buyer's Assurance Plan extends the terms of the original manufacturer's warranty on eligible items for a period of time equal to the original manufacturer's warranty up to one additional year on warranties of five years or less that are eligible in the United States. To file a claim, call 1-800-225-3750.8
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Car Rental Loss and Damage Insurance
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You can decline the collision damage waiver insurance when you reserve and pay for a rental vehicle with your Platinum Business Cash Rebate Card and receive coverage for theft of or damage to most vehicles.9
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Baggage Insurance
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Just purchase Common Carrier Conveyance — plane, train, helicopter, ship, or bus — tickets with your Platinum Business Cash Rebate Card and you will receive coverage for up to $1,250 for carry-on baggage and up to $500 for checked baggage in excess of the Common Carrier's coverage. 10
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Online Fraud Protection Guarantee — shop online with confidence
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Use the Platinum Business Cash Rebate Card for online purchases, and you won't be responsible for any unauthorized or fraudulent charges. Period. There's no fine print and no deductible — not even the first $50, as is often the case — just ironclad protection. Our secure encryption technology protects your information, but if unauthorized online charges do appear on your Card statement, just notify us at 1-800-521-6121. In most cases, a temporary credit will be given immediately.
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Identity Theft Assistance
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Should you suspect that somebody is using your identity online or in shops, American Express has representatives on call when you need them — 24/7 — to help determine if you are a victim of identity theft, recommend steps for recovery, and offer tips on how to protect yourself in the future.
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Fraud Protection Center
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Visit us online for information on credit card fraud, to learn what American Express does to help protect you, and to access tools and resources to help protect your good name and your business credit.
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Get 24-hour access to cash with Express Cash
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Once enrolled in the Express Cash program with a Personal Identification Number, you have access to cash at over 500,000 ATM locations worldwide. Funds are drawn from a bank account you designate upon enrollment. Transaction fees apply. To enroll, or to find the nearest Express Cash location, call 1-800-CASH-NOW (1-800-227-4669).11
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Emergency Check Cashing Privileges
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You can use the Platinum Business Cash Rebate Card to cash personal checks at more than 2,200 American Express Travel Services locations, up to $10,000 per account every 30 days. For each transaction, you may obtain up to $500 in cash and the balance in American Express Travelers Cheques. For information, call 1-800-521-6121. Outside the U.S., call 623-492-3344.12
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Emergency Card Replacement
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If your Platinum Business Cash Rebate Card is lost or stolen, we'll replace it, sometimes in as little as 24 hours. Call American Express or visit one of over 2,200 American Express Travel Services locations worldwide. Call 1-800-521-6121 for assistance. Outside the U.S., call 623-492-3344.13
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