SMALL BUSINESS
Business Credit Secure
Terms & Conditions
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More Card Benefits
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Frequently Asked Questions
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Frequently Asked Questions
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Business CreditSecure from American Express®
Now you can manage both your business and personal credit at the same time! Business CreditSecure, available exclusively to American Express Cardmembers, provides unlimited access to your business credit report and your personal 3-bureau credit reports and scores. This comprehensive access can help you maximize control of your credit and gain valuable insight about your company’s credit performance.

Enroll now to take advantage of our 30-day review period and view your credit information instantly!1 After that, you pay only $22.994 a month, conveniently billed to your selected American Express Card until your enrollment is cancelled.

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Your Business Credit
 With Business CreditSecure, you will receive comprehensive, easy-to-read credit information about your business, including:
  • Unlimited access to your business credit report with sophisticated credit score
  • Activity for all new and historical trade lines
  • Extensive banking, trade and collection data
  • Summary of total extended credit, days beyond terms, and credit risks
  • Daily business credit monitoring with email alerts when certain changes occur
  • 24/7 toll-free access to fraud resolution and business credit specialists
With these powerful resources on your side, you’ll have the information you need to make the most informed credit and payment decisions for your business.

Your Personal Credit
With Business CreditSecure, you will also receive your personal credit information and valuable identity theft resources. These benefits include:
  • Unlimited2 access to your personal credit reports and scores from all three national credit bureaus: Experian®, Equifax®, and TransUnion®
  • Daily credit monitoring, with e-mail alerts when certain changes are detected
  • Up to $5,000 in identity theft insurance, per occurrence, from Virginia Surety Company, Inc.3
  • Toll-free access to fraud resolution and credit specialists
  • Access to our convenient credit card registration service
  • Credit calculators, trending tools, identity theft education, and much more.
Enroll now to take advantage of our 30-day review period and view your reports instantly!* space
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Your Competitors, Suppliers and Other Businesses
Once enrolled in Business CreditSecure, you can upgrade to Business CreditSecure Deluxe which gives you access to credit information and monitoring for three additional businesses. With this upgrade, you will have exclusive access to our database of over 18 million small businesses, which means you can monitor the credit performance of your suppliers, customers, or even competitors!

1 For your protection, we must verify your identity online before providing your credit report.
2 During the 30-day review period, you will only receive one version of your
personal 3-bureau credit report and scores. After that, access is unlimited.
3 Identity theft insurance not available to residents of New York State.
4 Plus sales tax, where applicable